Job Change Take-Home Pay Comparison
Enter your current and new gross annual salary to compare take-home pay side by side after social insurance, income tax, and resident tax. See how much your net pay actually goes up (or down) when you change jobs.
Last updated:
Input
Enter your current and new gross annual salary (total annual pay including bonuses and allowances) to compare take-home pay side by side after social insurance, income tax, and resident tax.
JPY
JPY
Result
Change in take-home pay from the job change
+$718,600
Your take-home pay is expected to increase by $718,600
Net difference
+$718,600
Gross difference
+$1,000,000
Net rate (new job)
76.5 %
| Item | Current | New job |
|---|---|---|
| Gross annual salary | $5,000,000 | $6,000,000 |
| Social insurance | $750,000 | $900,000 |
| Income tax | $138,300 | $204,700 |
| Resident tax | $243,000 | $308,000 |
| Take-home pay | $3,868,700 | $4,587,300 |
How it works
- Take-home pay = gross annual salary โ social insurance โ income tax โ resident tax. Enter the total gross annual salary including bonuses and allowances.
- Social insurance (the employee share of health insurance, pension, and employment insurance) is estimated at about 15% of gross salary. Actual rates vary by health insurance plan, age, and prefecture.
- Income tax applies Japan's progressive rates to taxable income after the employment income deduction, the basic deduction (480,000 yen), and the social insurance deduction, plus a 2.1% reconstruction surtax. Resident tax is estimated as a roughly 10% income levy plus a 5,000 yen per-capita levy.
- Deductions for dependents, spouses, life insurance, home loans, iDeCo, and others are not included. With such deductions your actual tax will be lower than this estimate.
- All figures are rough estimates only. Actual take-home pay depends on dependents, deductions, your municipality, and the share of bonuses. Confirm exact amounts with your payslip, employer, or a tax professional.
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